When Floyd Loach was born on 7 July 1886, in Bartlow Township, Henry, Ohio, United States, his father, Willis David Loach, was 32 and his mother, Josephine Alice Adamson, was 26. He married Mary Mildred Wilson on 7 February 1909, in Allen, Ohio, United States. He lived in Deshler, Bartlow Township, Henry, Ohio, United States in 1900 and Lima, Allen, Ohio, United States for about 30 years. He died in July 1966, in Florida, United States, at the age of 80.