When Allie Margaret Payne was born on 20 December 1905, in Birmingham, Jefferson, Alabama, United States, her father, George Walter Payne, was 36 and her mother, Ellen Norrie Phillps, was 27. She married Charles Walter Smith on 16 June 1924, in Birmingham, Jefferson, Alabama, United States. They were the parents of at least 3 sons. She lived in Election Precinct 29, Jefferson, Alabama, United States in 1940. She died on 28 December 1992, in Birmingham, Jefferson, Alabama, United States, at the age of 87, and was buried in Elmwood Cemetery, Birmingham, Jefferson, Alabama, United States.