When Phoebe Taylor-Watson was born on 20 October 1895, in Sydney, New South Wales, Australia, her father, David Alexander Taylor-Watson, was 38 and her mother, Elizabeth Andrews, was 34. She had at least 5 sons and 2 daughters with Robert Dunbar. She died on 28 May 1964, in Mangatera Cemetery, Dannevirke, Manawatu-Wanganui, New Zealand, at the age of 68.