When Effie Margaretta Andrews was born in 1887, in Wendlebury, Oxfordshire, England, her father, Walter Andrews, was 27 and her mother, Emily Southall, was 31. She married John Emmerson Banks on 3 August 1915, in Bicester, Oxfordshire, England. They were the parents of at least 1 son and 2 daughters. She died on 24 February 1958, in Tamworth, Staffordshire, England, United Kingdom, at the age of 71.