When Frances Mae Huggins was born in December 1878, in Benton, Oregon, United States, her father, David George Huggins, was 44 and her mother, Sarah E Hinton, was 29. She married William Schroder in 1901, in Lane, Oregon, United States. She lived in Junction City, Lane, Oregon, United States for about 10 years and Cow Creek, Douglas, Oregon, United States in 1930. She died in 1976, at the age of 98, and was buried in Junction City, Lane, Oregon, United States.