When Thomas L Stephens was born in 1877, in Banks, Georgia, United States, his father, Clayton Sanford Stephens, was 25 and his mother, Lucy Louisa Cash, was 20. He married Rosa M Gailey in 1894. They were the parents of at least 1 son and 1 daughter. He lived in District 371, Banks, Georgia, United States in 1880 and Marsh Crossing, Walker, Georgia, United States in 1910. He died on 27 August 1953, in Mitchell, Georgia, United States, at the age of 76.