When Charles Henry Stephens was born in December 1866, in Kentucky, United States, his father, William Thomas Stephens, was 30 and his mother, Martha Frances Van Pool, was 29. He married Barbara Caroline Elder on 6 August 1891, in Williamson, Tennessee, United States. They were the parents of at least 3 daughters. He lived in Bugg, Hickman, Kentucky, United States in 1930 and Magisterial District 3 Buggs, Hickman, Kentucky, United States in 1940. He died on 29 November 1944, in Wingo, Graves, Kentucky, United States, at the age of 77, and was buried in Hays Cemetery, Clinton, Hickman, Kentucky, United States.