When Joan SMITH was born in 1878, in West Calder, Midlothian, Scotland, United Kingdom, her father, Thomas Hunter Smith, was 28 and her mother, Margaret Haddow, was 44.
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Because of a discovery of a £7,000 deficit, City of Glasgow Bank halted operations from November to December 1877. After 10 months after reopening, the bank’s directors announced the bank, itself, had filed bankruptcy. The closure showed a net liability of over £6 million. The bank was so successful with telling people that it wasn’t in error, that the Bank's shares were selling for more than double of what they were actually worth. The bank’s directors were arrested and tried at the High Court. All were found guilty and sentenced to terms of imprisonment. Many Glasgow businesses failed as a result of the bankruptcy and shareholders were called to replenish the bank's losses. One shareholder argued that he had become a shareholder unknowing the fraudulent actions of the bank. Wide effects of the collapse have been seen in limited growth in liability and extensive problems with temporary banking liquidity.
Art Nouveau Period (Art and Antiques).
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English and Scottish: occupational name denoting a worker in metal, especially iron, such as a blacksmith or farrier, from Middle English smith ‘smith’ (Old English smith, probably a derivative of smītan ‘to strike, hammer’). Early examples are also found in the Latin form Faber . Metal-working was one of the earliest occupations for which specialist skills were required, and its importance ensured that this term and its equivalents in other languages were the most widespread of all occupational surnames in Europe. Medieval smiths were important not only in making horseshoes, plowshares, and other domestic articles, but above all for their skill in forging swords, other weapons, and armor. This is also the most frequent of all surnames in the US. It is very common among African Americans and Native Americans (see also 5 below). This surname (in any of the two possible English senses; see also below) is also found in Haiti. See also Smither .
English: from Middle English smithe ‘smithy, forge’ (Old English smiththe). The surname may be topographic, for someone who lived in or by a blacksmith's shop, occupational, for someone who worked in one, or habitational, from a place so named, such as Smitha in King's Nympton (Devon). Compare Smithey .
Irish and Scottish: sometimes adopted for Gaelic Mac Gobhann, Irish Mac Gabhann ‘son of the smith’. See McGowan .
Dictionary of American Family Names © Patrick Hanks 2003, 2006.
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